Activities

What we do

Three activities, one balance sheet.

Small-ticket lending

We extend secured and unsecured loans to small vendors, traders and proprietor-run businesses. Ticket sizes are small, tenors are short, and pricing is set by a Board-approved interest-rate framework. Interest on loans was 99.7% of revenue in FY2025.

The company does not accept loan applications through this website.

Enquiries: lending@sspnfinance.com

Borrower

Individuals and companies with an operating business

Security

Secured or unsecured, decided case by case

Ticket size

₹50,000 to ₹15,00,000

Tenor

3 to 24 months

Rate

15% to 24% p.a., as approved by the Board

Advisory

Project advisory, loan syndication and corporate finance support for family-managed businesses and SMEs. Engagements are fee-based and scoped in writing.

Project advisory

Structuring and appraisal support for business projects.

Loan syndication

Coordination with lenders on behalf of client businesses.

Corporate finance

Capital structure and transaction documentation support.

Basis

Fee-based, scoped in writing before work begins.

Investments

The company holds long-term, unquoted investments in bodies corporate, carried at cost. Investments are made from own funds and are reviewed by the Board annually.

Nature

Long-term, unquoted, in bodies corporate

Measurement

Carried at cost

Funded by

Own funds

Board review

Annually

Carrying value

₹48 lakh at 31 March 2026

Disclaimer

SSPN Finance Limited is not a bank and is not registered with the Reserve Bank of India as a non-banking financial company. It does not accept deposits from the public. Lending decisions are made at the sole discretion of the company. No investment advice is offered on this website.